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Apply today to skip your January loan payment!

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Your biggest investment.
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News and Offers

Money-Saving Offers Fall 2025

Skip-A-Pay​

Fall into savings with Skip-A-Pay. Apply to skip your January loan payment(s) to free up a little cash this winter. Skip-a-Pay is a great solution to cover small, unexpected expenses. Whether you’re planning a cozy getaway or just need extra room in your budget, Skip-A-Pay can help make the season a little cozier.

Click to learn more and access the application.

Grey Keyboard with Yellow Key with the words Spoofing Attack in black on one key

Beware of Fraudulent Phone Calls that appear to be from MembersFirst

We have received several reports that our members and those of other financial institutions are receiving fraudulent “spoofing” phone calls.

Visit our Fraud Alerts page to learn more.

Credit Card Rates

APR*

Visa Platinum with Rewards 8.99%
Visa Classic with Rewards 13.88%
Visa Secured with Rewards 14.88%

Auto Loan Rates

APR*

36 Months as low as 4.65%
48 Months as low as 4.80%
60 Months as low as 4.95%

*APR=Annual Percentage Rate.